ÿþ<html> <head> <meta http-equiv="content-type" content="text/html;charset=ISO-8859-1"> <meta name="generator" content="Adobe GoLive 5"> <title>Benefits</title> <link rel="stylesheet" href="style.css"> <style> td{font-size:8pt;font-family:verdana} </style> </head> <body bgcolor="#ffffff" background="images/global/510Back.gif"> <p><img src="images/careers/tl_benefits.gif" width="200" height="24" border="0" alt="Benefits"><br> <a name="list"> <P style="font-weight:bold;font-family:verdana;text-align:center;font-size:11pt"> 2009 BENEFITS SUMMARY FOR <br>REGULAR FULL TIME EMPLOYEES</p> </a> <P> <table width="90%"> <tr> <th style="font-weight:Bold;font-size:10pt">BENEFIT</th> <th style="font-weight:Bold;font-size:10pt">PLAN</th> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Health Insurance</td> <td> <P>CareFirst BlueCross Blueshield Insurance Company</p> <ul> <li>BlueChoice Health Maintenance Organization HMO <li>Employee Coverage: $50.28 per pay period <li>Employee Plus Spouse: $124.56 per pay period <li>Employee Plus Child(ren): $100.39 per pay period <li>Family: $150.22 per pay period <li>Prescriptions-$10/25/45 Retail Copays </ul> <ul> <li>BlueChoice HMO Opt Out Plus <li>Employee Coverage: $63.19 per pay period <li>Employee Plus Spouse: $157.29 per pay period <li>Employee Plus Child(ren): $126.63 per pay period <li>Family: $192.47 per pay period <li>Prescriptions-$15/35/60 Retail Copays </ul> <ul> <li>Blue Preferred Provider Organization PPO <li>Employee Coverage: $80.04 per pay period <li>Employee Plus Spouse: $202.00 per pay period <li>Employee Plus Child(ren): $162.53 per pay period <li>Family: $245.78 per pay period <li>Prescriptions-$15/35/60 Retail Copays </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Dental</td> <td> <P>Administered by Delta Dental</p> <ul> <li>Employee Coverage: $3.66 per pay period <li>Employee plus Spouse: $7.31 per pay period <li>Employee plus child/ren: $7.68 per pay period <li>Family: $12.07 per pay period </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Vision</td> <td> <P>Included in Health Insurance Plan at no additional cost</p> <ul> <li>Routine eye examination per benefit period: In-network; you pay $10, Out-of Network; you pay remaining balance after $33 is paid by the plan <li>Limited to one pair of glasses or a supply of contact lenses per benefit period at discounted price </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Short Term Disability</td> <td> <P>Administered by Lincoln Financial</p> <ul> <li>100% employer paid benefit <li>Must be under Physician s care <li>60% of weekly earnings up to $1,500 per week <li>Benefit begins on 8th day of accident or illness </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Long Term Disability</td> <td> <P>Administered by Lincoln Financial:</p> <ul> <li>100% employer paid benefit <li>Must be under Physician s care <li>Begins on 91st day of disability or when short term ends <li>60% of monthly earnings up to $6,000 per month </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Life & Accidental Death Insurance</td> <td> <P>Administered by Lincoln Financial</p> <ul> <li>100% employer paid benefit <li>Term Life Insurance <li>Maximum of $100,000 <li>Voluntary spouse & dependant term life </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Flex-Spending Account</td> <td> <P>Administered by TASC</p> <ul> <li>Option to allocate funds pre-tax to a flex-spending account <li>Coverage paid by employee through pre-tax deductions semi-monthly during plan year <li>Employees may defer up to $5000 per year for out of pocket medical expenses, up to$3,360/year for commuting expenses and up to $5000/year for child care costs. </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Employee Assistance Plan (EAP)</td> <td> <P>Administered by Lincoln Financial</p> <ul> <li>100% employer paid benefit <li>Free, confidential counseling & referral services for personal and/or work related problems <li>Available for employee and family members <li>Includes: assistance w/childcare referrals, legal consultations, older adult services, career management, and financial services </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">401(k) Plan</td> <td> <P>Administered by Principal Financial Group</p> <ul> <li>Pre-Tax contributions - save for retirement while lowering taxes <li>Must be 21 years of age to participate <li>OSS matches dollar per dollar up to 4% of gross pay; maximum annual employee contribution- $16,500.00; maximum catch-up contribution-$5,500 <li>Eligible from date of hire with two entry dates (January 1 and July 1) <li>Variety of fund options (employee controlled) </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Worker s Compensation</td> <td> <ul> <li>As required by law OSS pays all premiums <li>OSS maintains worker s compensation insurance at all company locations. <li>Provides medical benefits & limited income security for work-related injuries </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Direct Deposit</td> <td> <ul> <li>No additional cost to employees <li>Deposits paychecks directly into a savings and/or checking account </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Professional Development Program</td> <td> <ul> <li>Training and/or educational course funds are available for relevant, work-related professional development <li>Prior approval required <li>Must be scheduled after normal business hours <li>Successful completion of at least a B grade for both undergraduate and graduate coursework <li>Up to $5, 000 per year </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Staff Referral Program</td> <td> <ul> <li>Referral fee is $500 for administrative or labor and $1000 for IT positions <li>Fee is payable when new hire has successfully completed 3 calendar months of employment with OSS </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Computer Purchase Program</td> <td> <ul> <li>Interest free loans for purchase of personal computer equipment <li>12 month repayment period <li>Eligible after completing introductory period </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Vacation Leave</td> <td> <ul> <li>0  5 years of service: 10 days per year accrued at 3.33 hrs per pay period <li>5  10 years of service: 15 days per year accrued at 5.0 hrs per pay period <li>10 or more years of service: 20 days per year accrued at 6.67 hrs per pay period <li>Only 80 hours maximum allowed to be rolled over to the next calendar year </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Personal/Sick Leave</td> <td> <ul> <li>6 days per year for regular, full-time employees <li>3 days (24 hours) January 1st and 3 days (24 hours) July 1st <li>Cannot be rolled over the next calendar year </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Holidays</td> <td> <P>The calendar year 2009:</p> <ul> <li>January 1  New Year s Day <li>January 19  Martin Luther King s Day <li>February 16  President s Day <li>May 25  Memorial Day <li>July 3  Independence Day <li>September 7  Labor Day <li>October 12  Columbus Day <li>November 11  Veteran s Day <li>November 26  Thanksgiving Day <li>December 25  Christmas Day </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Bereavement Leave</td> <td> <ul> <li>4 paid days for immediate family as described in handbook <li>2 paid days for relatives who are not immediate family </ul> </td> </tr> <tr><td colspan="2"><hr></td></tr> <tr> <td style="font-weight:bold">Jury Duty Leave </td> <td> <ul> <li>Paid leave <li>verification of jury duty summons must be sent to supervisor and copied to HR department </ul> </td> </tr> </table> </body> </html>